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Life Extension: The Modern Anti-Aging Movement

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Why is skincare the focus of longevity research? I guess a cell is a cell, and if you can crack the code for one human cell, it is only a matter of time before solving the puzzle with different types of cells – and skin is, without a doubt, the most visible cell each of us has. And it’s our faces, in particular, that we often judge ourselves and others by, and we are quickly scrutinized, and often opinions reached in a fraction of a second.

Anti-Aging Movement

Our faces often show the most visible signs of aging, and for many in modern society, age is by nature “bad,” and young or looking young is the ideal. That is why consumers pour billions and billions of dollars each year into all sorts of treatments to minimize wrinkles, push back the effects of gravity, and turn around the hands of time. And with that much money to be spent by consumers, many manufacturers are eager to find the next step in arresting Father Time – and at least detaining him until the next stagecoach arrives, where hopefully he can be encouraged to move on before too much damage can be done.

The Entire Issue Explained – In A Pair of Shoelaces

Some time ago, a friend gave me a simple analogy that puts this entire issue in perspective. Science may not win a Nobel Prize, but it gave me the necessary ah-ha moment. The double helix of the DNA strand – our most basic foundation for life – is held together at each end by things that act in the same way as the hard plastic bits on the back of shoelaces do – preventing the DNA from unraveling, and the individual chromosomes scattering across the floor like dropping a string of pearls down a marble staircase.

These things are called telomeres. Somewhere programmed into these tiny telomeres is the entire basis for how long the DNA stays intact – and by inference, these are the keys to the length of life of the organism. Somewhere written into the telomere is a great musical score, but like all musical scores, it has a double bar somewhere to signify the end.

Is it to be a minute or a Wagnerian epic? But sure enough, when the time comes, and the telomeres blow the full-time whistle, the DNA strand will unravel and die – and the circle of life begins again. Telomeres govern how often our skin cells are replaced; why a puppy and a child born on the same date may age the same chronologically, but the puppy has become geriatric before the child reaches puberty.

Telomeres, my friend explained, occasionally go on the fritz (that must have a particular scientific meaning). One of the ways this occurs is they may forget their programming to release and unravel, and they hang on, allowing the cells thus affected to multiply again and again without dying. When this occurs often, they become tough to kill, and once the telomeres act this way, the cell – and those it propagates – are effectively immortal.

This condition has a name that we all know. Cancer.

But what if we were able in some way to persuade the telomeres within cancer to behave normally – would that not be the “magic bullet” cure for cancer? And the other side of that equation – if the telomeres in healthy cells could be persuaded to act as they do in cancer – is this the recipe for a healthy cell that does not die? Does the cure for cancer and immortality hang on just this one thread? Whatever your views may be.

The reality is that some of the world’s finest research scientists are working on that exact question, and some would say it is only a matter of a decade or two before this is neither conjecture nor science fiction but a reality to face up to. Even if life expectancy were to leap forward by, say, 10 or 20 years, the societal changes are enormous, but we should all think this is a distinct possibility.

From the dab of lanolin a generation ago to what I now hold in my hand as an anti-aging skin care treatment, it is more than just a revolution – and I do not doubt in a few years, I will be saying this cream will not just slow the aging process and reduce the visible signs of aging, making your face appear younger – but it will be more immature. But before that, let’s look at how this whole engagement with life extension and anti-aging started. Humanity has always striven for longevity and mused about immortality – but the past 50 years have seen some dramatic steps in reality toward this goal.

Life Coaching – Past, Present, and Future

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If you have been searching the internet for something, you will usually end up with a life coach site popping up in your results at some point. Life Coaching has evolved over the years and continues to change and grow – but what is life coaching, how do you choose a life coach, and what should you be aware of?

Life Coaching Past:

Life Coaching emerged noticeably about ten years ago. Most life coaching was advertised as Executive Coaching or Leadership Coaching, and corporations usually hired them for staff or individual training. With the onset of in-house corporate training teams, the need for Executive Coaches diminished, and many sought other areas to continue coaching in. Since then, there are now life coaches that coach in every area of life you can think of, and then some. Many life coaches specialize in one or two main living areas, but many.

Life Coaching

Still coach in multiple life areas. Originally, life coaches were people who had some previous work experience before going into coaching. Most Executive Coaches came out of the corporate business world and made high incomes as Executive Coaches or Leadership Coaches. Many of these past Executive Coaches also have become Client Attraction or Marketing Coaches in today’s climate. Their services are provided to corporations still but mostly to small or solo businesses or individuals.

Life Coaching Now:

Life coaching is common and easy to find for businesses and individuals, and it can be called just about anything. Today, there are many life coach training schools, but there are huge disparities between the qualities of education students receive from school to school. There are no required educational standards that a life coach school must follow/provide, and there is no regulation of the life coach industry.

Anyone can call themselves a Life Coach and open a practice buyer. Beware a severe phrase to remember. There are now a couple of professional organizations, such as the International Coaching Federation, which, as a professional membership organization, is working diligently to establish coaching standards, life coach school standards, and looking at types of regulations that could benefit the industry and consumers Net Maddy.

There are now between 10,000 and 20,000 life coaches that are providing services to customers. There is an increasing number of people pursuing becoming a life coach. Many people want to help others, but many think they can earn a tremendous amount of money while working at home in their PJs part-time. If only it were that easy. Today’s world of having a web-based business and all it entails has become very complicated, and it isn’t as cheap in start-up costs either. Most life coaches earn less than $20,000 a year because they don’t have enough clients. Many coaches fail because you have to be a person who can structure your own time while working from home.

When you work in a business, it provides the structure you work within. At home, there is no structure except what a person creates, and it is all too easy not to be structured. Marketing has become a huge part of daily life for life coaches, much more than ever before, and many have taken marketing to an incredible level of hard selling. Those ‘coaches’ providing marketing or small business start-up coaching have created a huge income-based industry, but it has also gained tremendous competition over the last few years.

Niche Is In:

Niche in life coaching is the current theme – a life coach ‘specializes’ in one or a few areas only. However, many life coaches still would be considered general life coaches and offer a much broader range of coaching services. The market is pushing life coaches to have specific niches quite hard and explains that the public prefers ‘specialists’ and is willing to pay more for them. It is like the medical profession; you have generalists, generalists with a smaller focus, specialists with a broad focus, and specialists with particular focus topics. So, everyone entering coaching is told to have a niche; it could be life coaching, client attraction, marketing, public relations, Christian, organization, health, financial, and many more areas that ‘coaching’ is being offered.

Buyer Beware:

Throughout my research, I was amazed at how few life coaches will post their prices and, perhaps even more importantly, they do not publish their educational or work experience! I don’t know about you, but I’m not interested in sharing my dreams and goals with someone unless they are qualified. That means having work, life, and educational experience in their ‘niche’ or coaching areas. I’ve asked many other coaches, some very well-known and successful, and have been told that education and experience are not important!

So, I guess from that, if someone worked at the local animal shelter and didn’t graduate from high school, they are just as well qualified to provide life coaching services to everyone else. Not in my book. We check out loads of information before buying a car, choosing a doctor, and even before we purchase a mattress. Why wouldn’t it mean something about what education and work/life experience a life coach has? So, buyer beware!

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The Meaning of Life

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I was precisely ten years old when I started pondering the meaning of life. The very thought of it made me wonder what on earth we were all doing here. What good is living anyway if someday you would eventually die? Why is living so synonymous with dying? How does one reconcile this paradox of life? I mean, how can I possibly really live a life that I will eventually have to give up-lose? To me, the whole idea of life was just too complex for anyone to understand. It seemed like one big web in which all of us were trapped and

life

endlessly struggling to get out. The painful part is that sometimes, we end up being strangled by the very web that has been holding us down. Life seemed like an endless journey too wide for anyone to cover within the allotted time. It appears, in the end, that we always run out of time. Since there is so much to be done, we are caught up in the struggle of life, consistently trying to do all we can within the given space of time.

Then what is the joy of being here if we are not allowed enough time to do all we want? In my own opinion, I could see a beginning and an end: the time of our birth, when we were born, and the time of our death, when we die. What I didn’t quite understand were the moments in between, the moments between our birth and our end-, the moments of life. So, I committed to understanding the real meaning of life, my lifetime goal. Deep down within me, I knew there was something deeper. There had to be some explanation, a reason for life, one other than just living and dying-a- a reason other than mere existence.

The challenge was this: what more is there to life other than just living and dying existence? As I grew, I discovered I wasn’t the only one with this challenge. Many others like me were equally battling with this paradox of life-existence, merely living and dying. It was now evident that life truly is complex. It is involved in the sense that it requires a lot of things from us. Once you have energy, sooner or later, you will discover the painful truth about life. Which is that having a life means existence- being alive and

to be active requires survival- staying alive. This need for survival has been genetically encoded into our very being. It’s a natural inclination to want to survive and remain active. And staying alive (survival), as we’ve come to know, is hard work! The problem I discovered with many over the years while studying and pondering this subject is not whether they want to survive but rather whether they desire more from life than mere survival.

Let’s face it; life is one heck of a thing! Pardon my tone, but seriously, who cares about life anyway? Isn’t it damn too demanding? In my opinion, living is much harder than dying. I mean, it takes only a few seconds to break, but it takes a whole lot more to live. It takes an entire lifetime to make a life. Why? Because the skills needed to live takes a lifetime to learn. Unlike the school system, where, as a student, you get the lessons first before you

are given the test, life operates the other way around. In life, you get the trial first and learn the lessons afterward. This is where the problem arises because as long as you are alive, there’s too much you have to put up with. Little wonder, many, when they can’t stand the heat any longer, take the easier path-suicide. For them, that seemed to be the only way out; rather than confronting life’s challenges, they chose to opt-out.

The truth of the matter is that life is not fair whether we choose to believe it or not! The earlier we accept this, the better for us all. Life is not only for pleasure (fun and enjoyment) but also for nurture (growth and development). And when nurture rather than pleasure is the objective, the game’s rules must change. Our focus must shift from existence (a life of ease) to significance (a life of increase) (significance)

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Life Settlement Underwriting

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Life settlements are fast growing into a staple of the insurance and financial planning world. Most financial professionals have heard of life settlements, which is the sale of a life insurance policy of a senior (age 65 and over) for a lump sum greater than the policy’s cash surrender value but less than its death benefit. Policies viable for a life settlement are generally those beyond the contestability period wherein the insured has a life expectancy of between 2 and 15 years. Today, life settlements are dominant.

Life Settlement

Institutional funders and pension funds. Despite the continued growth in the life settlements market, the number of insurance or financial professionals who have completed a life settlement is surprisingly low. This can be attributed mainly to a lack of in-depth knowledge of the life settlements of these professionals. Considering that life settlements are a relatively new option for policy owners, many financial professionals, although having heard

of life settlements, have still not had the opportunity to delve into the subject on a deeper level. Many policyholders come to a juncture wherein they continue to pay life insurance premiums on an unwanted policy in hopes of maturation or recouping some of the investment by trading the policy for its cash surrender value. Corporate policyholders often face additional dilemmas when dealing with departing executives with key-man or split-dollar policies or insurance purchased as part of a buy-sell agreement.

With a life settlement, the policyholder realizes an amount much greater than the cash surrender value in exchange for the policy’s ownership. Term life insurance policies are also applicable when converted into permanent insurance. Life settlement transactions involving key-man or buy-sell procedures can provide businesses with increased cash flow to solve immediate financial problems. In contrast, transactions concerning split-dollar policies typically involve retirement planning and charitable giving issues.

In short, life settlements offer policyholders of all kinds an array of options previously unavailable to them. In a recent advisor survey, nearly half of the respondents had clients who had surrendered a life insurance policy, many of whom might have qualified for a life settlement transaction and subsequent lump sum cash payment. In this article, I will discuss the underwriting process related to life settlements, which is paramount in the process, just as it is in life insurance itself. However, there is a great deal of difference in the process for each.

Settlement amounts are determined by many factors that arrive at a Net Present Value, which is the present value of future benefits from the death benefit minus the current value of future payments associated with sustaining the policy until maturation. These expenses include premium fees, cost of capital, and administrative costs. This calculation enables the purchaser to factor in the desired profit from the investment and propose an

offer to the seller of the policy. Because the investor will be sustaining the policy premiums until maturation, the insured’s life expectancy becomes critical in assessing the value or sale price of the policy. If the insured’s life expectancy assessment is too short, the purchaser will have paid too much and risk a financial loss. By contrast, should the evaluation of an insured’s life expectancy be longer than their actual life span, the offer to the seller would have been less than it could have been.

Thus resulting in an undervalued sale for the policy owner. Institutional investors in life settlements generally obtain life expectancy reports from two or more independent LE (life expectancy) providers. Many larger institutions investing in life settlements have proprietary underwriting personnel on staff. LE reports can vary significantly based on interpretations, medical data on the insured, and the actuarial tables used.

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Five Top Tips for Living Your BEST Life

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Enlightened wisdom believes that the question is more important than the answer. In other words, without the correct question being asked, you cannot ever get the correct answer. So asking the RIGHT questions to yourself is the most important thing you can do for your personal growth… We are born, and we will all die one day – this is certain. In the middle of our birth and death is this thing called Life. We don’t have a choice about the fact that we will die one day, but we do choose how we will live the days of our lives. So here’s an important question to ask yourself – What is Life for?

Life

What is my Life about? What is the purpose of my journey here? It’s important to ask this question because the answer will decide what your experience of Life becomes. Is Life just for growing up, getting an education, meeting your partner, having children, creating a big successful career, company, or family, having experiences, friendships, relationships, and then one day leaving it all behind when you pass away? You may do all of this along the way, but what is the big picture of Life all about? This is an important and powerful question to ask.

I asked myself this question as a teenager and then searched for the answer. I looked both within and into my heart and searched externally by meeting and learning from enlightened teachers. Eventually, after much research, practice, and experience, I found my answer. While each of us has different goals to fulfill and Life to love, there is a common thread in our existence. We are all here, experiencing Life, to bring out the best possible potential from within us and share it with others. We are all here to be the best we can be as individual human beings.

This is the answer to the big question that will clarify and set the path of your Life – You are here to be the best you can be in your relationships, in your work, in your friendships, in your efforts, and in your Life. To help you live your best Life, let’s begin by understanding that there are three ways to live Life. You can live your lowest Life: regardless of circumstances, this is a life where you don’t follow your dreams; you keep chasing STUFF. You are the least important person in your Life; everyone else is more important than you:

Yourr partner, your kids, your work, and your in-laws – all of this is more important than being authentic to yourself. You can live a mediocre life. Regardless of circumstances, this is a life where sometimes you get your way, but it is only after others get their,s too. So, there is always a compromise. And you’re supposed to feel satisfied with what you’ve got, been given, or received in Life. You look around and see that everyone else is doing the same thing – they are not living the lives they want to live. Instead, they are always compromising to keep moving ahead. Mr. Jones gets up and goes to work.

He comes home, spends time with the family, then goes to bed. The next day, he gets up and does the same thing again. This is the conditioned Life, albeit stable, secure, and comfortable. Living this Life of no purpose every day is dangerous as it may bring you to a mindset that believes this is how Life is supposed to be. Once this mindset has taken root, you are condemned to a lifetime of mediocrity and nonsignificance.

You can live your best Life! This is a life where you know the reason you are alive. You have a clear sense of what you want to do with your Life. You are living authentically, not to fulfill others’ expectations of you. You are full of purpose, passion, and a sense of completeness. You are engaged in work that you love.

You share Life with someone you love. When you wake up, you know you’re living your highest potential. If you can find the courage inside you to decide to live your highest Life, here are five tips to help you to do so. Living your best, highest, biggest, brightest Life is easy when you follow the five tips. The first tip is the most difficult, but let us start here because if you can do this, all the others that follow are easy.

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SEO Techniques To Build Your Site

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This article will help you with your SEO problems to an extent. I stumbled upon a lot of new stuff today and thought it would be important to share it with the outside world of website developers. Out of the many tools I came across today were:

SeoSiteCheckup, AddThis & compression

All are too damn good for any SEO analyst or a specialist. I worked on over two dozen SEO techniques today, and all of them proved to be crucial. Here is an overview of the methods I dealt with:

SEO Techniques

1) Keywords – The meta keywords tag allows you to provide additional text for search engines to index along with the rest of what you’ve written on your page. Meta keywords can emphasize a particular word or phrase in the main body of your text.

2) Most Common Keywords Test – Check the most common keywords & their usage (number of times used) on your web page. HOW TO FIX: To pass this test, you must optimize the density of your primary keywords displayed above. If the thickness of a specific keyword is below 2%, you must increase it; if the consistency is over 4%, you must decrease it.

3) Keyword Usage – This describes if your most common keywords are used in your title, meta description, and meta keyword tags. Keyword(s) not included in Meta-Title Keyword(s) included in Meta-Description tag Keyword(s) had in Meta-Keywords Tag HOW TO FIX, First of all, you must make sure that your page is using the title, meta-description, and meta keywords tags. Second, you must adjust these tags’ content to include the primary keywords displayed above Extra Update.

4) Headings Status – This indicates whether H1 headings are used on your page. H1 headings are HTML tags that can help emphasize important topics and keywords within a page. HOW TO FIX: To pass this test, you must identify the most important issues from your page and insert those topics between tags. Example: Important issue goes here. Another topic Headings Status This indicates if any H2 headings are used on your page. H2 headings can help describe the sub-topics of a page.

5) Robots.txt Test – Search engines send out tiny programs called spiders or robots to search your site and bring information back so that your pages can be indexed in the search results and found by web users. If there are files and directories you do not want indexed by search engines, you can use the “robots.txt” file to define where the robots should not go. These files are straightforward text files that are placed in the

The root folder of your website: There are two important considerations when using “robots.txt”: – the “robots.txt” file is publicly available, so anyone can see what sections of your server you don’t want robots to use; – robots can ignore your “robots.txt”, especially malware robots that scan the web for security vulnerabilities.

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Practical SEO Guide: Good Business Is the Foundation of Good SEO

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What is Search Engine Optimization (SEO)?

Search engine optimization (SEO) is a host of techniques, approaches, and strategies to prepare your website to be found by major search engines. It is often compared to alchemy. Everyone knows what SEO experts do, but very few know how they do it. Many SEO gurus fiercely disagree on the how part. Many tactics are available, but SEO is not a cheap endeavor, so one must be careful when allocating valuable advertising dollars.

SEO

First, you must be clear on what you are trying to accomplish on the business side-focus, focus, focus! Second, you have to reign in your zeal and prepare yourself for a grueling multi-month commitment that will require time, discipline, and money to be ready to spend time in the trenches. Finally, you must decide which tools and techniques will produce the best return on investment (ROI). If you spread your resources too thin, you will fail.

If you want to get yourself on the first page of Google’s search results immediately, this SEO guide isn’t for you. Don’t believe people who claim they can get you on the first page overnight in an ethical way. Even if you manage to cheat the system briefly, Google’s wrath will land upon you swiftly and never go away. If you are serious about SEO, prepare for the long haul and do it right. Your patience and diligence will pay off. There is truly nothing complex about SEO. It rests on three principles: Valuable, relevant, unique, and timely content will rank well on search engines. The content must be machine-readable to be found. SEO work takes time to produce results.

Valuable Content

Let’s start with valuable content. Before you even mention the term “SEO,” ask yourself, what do I have to offer the world, why is it unique, and why would anybody want it? Do you have a digital strategy covering all your digital communications channels? Remember that you are competing with millions of other websites. Theoretically, you could spend lots of time on SEO and get to that coveted first page to learn that customers don’t find your

content, products, or services appealing. Conversely, don’t give up too fast. Many business owners with great products and services never get through to their audiences because they don’t bother with SEO. The axiom “If you build it, they will come” stands eternally false on Google. The onus is on you, and if you don’t make a compelling case to Google, it will ignore you unless you are the only one in the universe offering that super hot product (e.g., you have a monopoly). So, produce content that stands out. Make sure you provide value. Sometimes it is a sacrifice. You may share valuable information that your

competitors may use against you. You may take unique perspectives that may incite a debate or even draw criticism. Be yourself, be unique, and be interesting. It would help if you gave to get. Provide more than a sales pitch. Do a cost-benefit analysis that includes the value of brand recognition. Remember that it takes time to see results, usually one to two months, sometimes longer. Your ultimate goal is to find your competitive niche and establish yourself as an authority in your area of expertise so you can influence buying patterns. People will remember you and come to you when the need arises. Concerning

content, make sure everything you write is well-structured, clean, and free of factual and grammatical errors. Write using plain language. There are multiple resources on this. It is generally recommended that website content is written at the grade six reading level. Sometimes, it may not be possible for all industries, but do your best. Another helpful metric is the Flesch-Kincaid readability index. It’s recommended to keep it above 60 (you can use this free tool). Be friendly, approachable, and lighthearted.

Use humor, but be careful not to offend and cross boundaries. Always keep your audience in mind. Please ensure the most important information is at the top of the page to be easily located. Web users don’t read; they skim. Use headings and bulleted lists. Make information digestible, and avoid jargon, clichés, and colloquialisms as much as possible. Make sure that your navigation structure is task-oriented and user-friendly. Your user experience must always take people through the happy path.

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